On the Fact that We Didn't Need a Government Agency or Program to Ensure that Everyone Could Afford and Purchase a Cell-Phone or a Microwave Oven but Somehow, Someway, a Bunch of Moronic Democratic and Republican Politicians Thought that America Needed One for Housing

Perplexing, isn't it?......And can you even begin to imagine how much cell-phones and microwave ovens would cost if in fact the government DID have an agency for them (the fact that whatever the government subsidizes and regulates has a strong tendency to skyrocket in cost)? Yeah, huh?